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Munich gunman had book about Columbine and Virginia Tech killers

American academic’s 2009 work Why Kids Kill ‘provides an interior view of the mind of rampage school shooters’

As German authorities try to determine what could have led an 18-year-old student to murder nine people at a shopping centre in Munich, one of the pieces of the puzzle they will be considering is a book called Why Kids Kill: Inside the Minds of School Shooters.

A copy of a German translation of the 2009 work, by the American academic Peter Langman, was found by police in the suspected gunman’s bedroom.

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You’ve graduated – so what happens to your bank account?

Once you’ve left higher education your banking arrangements will change. Here’s a guide to life without the interest-free overdraft

With summer graduation ceremonies now taking place across the country, thousands of twentysomethings are contemplating their post-university futures. One of the many things they will have to get to grips with is changes to their banking. We look at what this entails.

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IMF calls for more government spending as rate cuts lose their impact

Global growth remains weak and risks have risen after the Brexit vote, says IMF, as it calls for more infrastructure spending

The International Monetary Fund has called on G20 nations to boost government spending as the impact of ultra-low interest rates begins to reach its limits in developed countries.

Central bank chiefs and finance ministers from the world’s top 20 economies gathered in the south-western Chinese city of Chengdu on Saturday to tackle problems facing the global economy, which have been aggravated by the British vote to leave the European Union.

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Don’t let film websites make a Muppet of you

The majority of reviewers on websites are men. So that ‘audience score’ you see on every film is really telling you what men like, not women

Independence Day: Resurgence was this summer’s dead-on-arrival blockbuster – Guardian film critic Peter Bradshaw called it “planet-smashingly boring” in his one-star review. Massively popular film review website Rotten Tomatoes (it has 22 million users) scored it at just 35%, with critics and audiences alike dismissing it as a dull, brainless sequel. Over on IMDB the user reviews were of the “Wow, I can’t believe I paid $8 for that trash” variety. I always check both Rotten Tomatoes and IMDB before heading to a cinema (or for new releases on Netflix), so was thankful to see the scores – it saved me a tenner and a wasted couple of hours. A few weeks ago similar reviews stopped me wasting another tenner, this time on the Ghostbusters reboot. But was I being seriously misled? What Ghostbusters reveals is how, in the words of one movie blogger, the internet review system is broken.

In the past, films relied on good reviews plus word-of-mouth. Today RT and IMDB have digitally replaced word-of-mouth and become hugely influential consumer websites as a result. So it matters enormously that what they tell you is fair.

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It’s summer! Here’s how to get the best deal for your travel money
After Brexit sent sterling diving, and with the school holidays starting, we look at what cards you should use abroad and where to get cash

Twelve months ago, British holidaymakers were enjoying some of the best deals on their holiday money for many years. Sterling was riding high, with £1 buying €1.43 in the eurozone and $1.56 in the US. But post-Brexit the pound slumped, and it now buys just €1.19 and $1.31 respectively. It means that families who had a budget of £750 for spending in Spain last year will have to find around £880 this summer if they want to buy the same things.

What’s more, the above exchange rates are the “pure” market rates not usually offered to holidaymakers – the bad news is that some bureaux de change are offering barely above €1 for £1 – especially if you leave it to the last minute and change your money at the airport.

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The bank accounts paying savers a pittance
The interest offered by some banks and building societies has hit 0%, so who are the worst culprits and where’s the best place to park your cash?

Britain’s chief financial watchdog this week named and shamed the banks paying their savers a pittance. In some cases customers are being paid 0% interest.

The institutions include big names such as HSBC, First Direct and the Post Office, all of which have easy access accounts that in some circumstances pay no interest at all. Others, such as Ulster Bank, have accounts which pay as little as 0.01%, which means that if you had £1,000 saved you would receive the princely sum of 10p gross interest after a year. After 26 years you’d have amassed enough to buy a Starbucks grande cappuccino … assuming it still costs £2.60 in the year 2042.

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I cancelled my gym membership – or so I thought. Now Virgin Active wants £1,200

Although I had stopped the direct debit and spoken to someone at the gym, apparently this was not enough

I am having a problem with the Virgin Active gym chain over its cancellation policy, which has left me apparently owing £1,200. I called my club (Wandsworth) to end my membership last year when I moved out of London and cancelled my direct debit. The membership was way over the one-year contract period.

A few weeks later, in July 2015, Virgin Active called me to say I hadn’t paid my membership fee. I told the representative I had cancelled, but that I would probably want to rejoin, so we discussed the possibility of suspending the membership instead. A staff member told me he would get back to me if there were any issues. It was all very amicable so when nobody called me back, I assumed it was sorted and forgot about it.

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One British Airways passenger fought back – and you can too
The trio of Consumer Champions letters last week concerning BA cancellations and delays prompted barrister Richard Colbey to tell us about his experiences with the airline, and advise how travellers might fight back

Having had a turbulent relationship with BA over the past few years, I was amused to read the horror stories of BA’s customer service in Guardian Money last week. BA, now merged with Iberia in the grandly named International Airlines Group (IAG), is a great company in many ways, but its attitude to some of its customers helps no one, including itself.

Related: We thought we’d booked a flight on BA but ended up on a budget airline

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Preparing for a trade show? Here's how to get the most out of it

Showcasing your small business at trade fairs abroad can be expensive so here’s how to make it worth while

Attending trade shows abroad can be an effective way to grow your business internationally. However, travelling overseas for an exhibition can be a significant investment for small firms, and it is important to plan in advance to get the most out of attending an event. Here are some tips for new exhibitors:

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Why your NHS surgeon could be a robot in the future

Day-to-day interactions between humans and machines may well become commonplace in hospitals within a decade

Long waiting times, staff shortages, exorbitant agency fees, doctors’ working hours: it’s no secret that the NHS is facing a labour crisis. Post-Brexit it could very well get worse, with the NHS Confederation now warning of a reluctance by EU doctors and nurses to come and work in the UK.

Difficult times call for radical measures. So, with an estimated staff shortfall of 50,000 for the NHS in England, is it time to start thinking seriously about the mass adoption of robotics and other automated technologies in the health service?

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